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Art. 45 Legge federale del 6 ottobre 2000 sulla parte generale del diritto delle assicurazioni sociali (LPGA) - Spese d’accertamento
LPGA; Capitolo 4: Disposizioni generali di procedura
Art. 45 LPGA · Spese d’accertamento
L’assicuratore assume le spese per l’accertamento, sempre che abbia ordinato i provvedimenti. Se non ha ordinato alcun provvedimento, ne assume ugualmente le spese se i provvedimenti erano indispensabili per la valutazione del caso oppure se fanno parte di prestazioni accordate successivamente.
L’assicuratore indennizza la parte, nonché le persone chiamate a fornire informazioni per le eventuali perdite di guadagno e spese.
Le spese possono essere addossate alla parte che, nonostante un’ingiunzione, ha impedito in modo ingiustificato l’inchiesta oppure l’ha ostacolata.
Se un assicurato ha ottenuto o tentato di ottenere prestazioni assicurative fornendo scientemente indicazioni inesatte o in altro modo illecito, l’assicuratore può addebitargli le spese supplementari che ha sostenuto a causa del ricorso a specialisti incaricati di eseguire osservazioni nell’ambito della lotta contro la riscossione indebita di prestazioni.
Decisioni giudiziarie che applicano questa disposizione (1,011)
C-5648/2022 (Art. 45 al. 4 LPGA)
Disability Pension Revoked Due to Fraudulent Claims and Exaggerated Symptoms
Used to charge the complainant for the costs of the observation, as he had knowingly simulated his impairments.
605 2024 120 · fr (Art. 45 Abs. 1 ATSG)
Insurance Payment Appeal Regarding Expert Medical Opinion on Ligament Tear and Recovery Timeline
Cited in conjunction with jurisprudence regarding the compensation of necessary costs for party expert opinions.
UV.2024.67 · sg (Art. 45 Abs. 1 ATSG)
Insurance Benefits Appeal Regarding Workplace Injury Causation
Cited in relation to the obligation of the defendant to bear the costs of the witness hearing conducted by the court.
A/541/2025 · ge (Art. 45 al. 1 LPGA)
Worker Benefits Appeal Following Conflicting Medical Opinions on Work Injury Causation
Cited as the legal basis for charging the costs of a judicial expert to the insurer, relevant for the final reservation of costs.
SV2 2023 60 · gr (Art. 45 ATSG)
Multiple Accident Medical Liability Apportionment
Applied as the basis for ordering C._____ to bear the costs of the medical expert reports due to insufficient investigation by C._____.
39568 · nw (Art. 45 Abs. 1 ATSG)
Insured Appeals Insurer's Denial of Occupational Accident Benefits Regarding Disability Pension and Impairment Compensation
This article is cited as the legal basis for imposing the costs of the court expert report on the accident insurer due to a deficiency in the investigation for which the insurer was responsible.
SV2 2023 69 · gr (Art. 45 Abs. 1 ATSG)
Policyholder v. Insurer: Disability and Integrity Compensation Appeal Following Skiing Accident
Cited as the basis for ordering the defendant (Suva) to bear the costs of the expert court report.
VSBES.2022.183 · so (Art. 45 Abs. 1 ATSG)
Disability Benefits Appeal Dismissed Despite Procedural Error Cured by Judicial Review
Cited as the general rule regarding the obligation of the social security carrier to cover court expert fees when required due to insufficient factual investigation.
A/1186/2025 · ge (Art. 45 LPGA)
Appeal Regarding Rejection of Disability Benefits for Poly-Drug Addiction and Depression
Mentioned in the context of administrative procedure costs related to the judicial expertise, though the final order does not explicitly rule on costs.
BV.2021.1 · sg (Art. 45 Abs. 1 ATSG)
Foundation v. Company: Allocation of Investigation Costs Following Claim Withdrawal Due to Bankruptcy
Basis for ordering both parties to share the costs of the court-ordered investigation equally.
VSBES.2025.140 · so (Art. 45 Abs. 1 ATSG)
Insurance Carrier Partial Liability for Expert Report Costs After Remand
Cited in the reasoning as the legal basis for ordering the insurer to bear the costs of a court expert opinion, which informs the new cost allocation.
VSBES.2023.144 · so (Art. 45 Abs. 1 ATSG)
Appeal Overturned: Denial of Disability Pension Reversed Due to Flawed Expert Opinion, Granting Full PTSD Disability Benefits
Cited as applicable to determine that the social security carrier must bear the costs of judicial evidence if its insufficient factual clarification led to the need for judicial measures.
200 2025 324 · be (Art. 45 Abs. 1 ATSG)
Skiing Injury Insurance Benefits Cessation Upheld Due to Pre-existing Condition Finding
Cited in the dispositive to deny reimbursement of the costs for the medical report by Dr. med. F. because it was not necessary for the decision.
C-5463/2023 (Art. 45 ATSG)
Disability Pension Calculation and Retroactive Award
Allows for the administrative authority to be charged with the costs of a court expert opinion if the administration's lack of investigation necessitated it.
VSBES.2025.90 · so (Art. 45 Abs. 1 ATSG)
Reallocation of Expert Witness Costs Following Supreme Court Remand
Cited in the reasoning to confirm that the social insurance carrier must cover the costs of the assessment.