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Art. 91 Legge federale dell'11 aprile 1889 sulla esecuzione e sul fallimento (LEF)
LEF; Titolo terzo: Della esecuzione in via di pignoramento; I. Del pignoramento; A. Esecuzione; 3. Obblighi del debitore e dei terzi
Art. 91 LEF
Il debitore è tenuto, sotto minaccia di pena: 1. ad assistere al pignoramento o a farvisi rappresentare (art. 323 n. 1 CP ); 2. a indicare, sino a concorrenza di quanto sia necessario per un sufficiente pignoramento, tutti i suoi beni, compresi quelli che non sono in suo possesso, come pure i crediti e i diritti verso terzi (art. 163 n. 1 e 323 n. 2 CP).
Se il debitore omette senza giustificazione sufficiente di assistere al pignoramento o di farvisi rappresentare, l’ufficio d’esecuzione può ordinarne l’accompagnamento per mezzo della polizia.
Su richiesta dell’ufficiale, il debitore deve aprire i locali e i ripostigli. Se necessario, l’ufficiale può chiedere l’aiuto dell’autorità di polizia.
I terzi che detengono beni del debitore o verso i quali questi vanta crediti hanno, sotto minaccia di pena (art. 324 n. 5 CP), lo stesso obbligo di informare del debitore.
Le autorità hanno lo stesso obbligo di informare del debitore.
L’ufficio d’esecuzione ricorda esplicitamente agli interessati i loro obblighi come pure le conseguenze penali dell’inosservanza.
Decisioni giudiziarie che applicano questa disposizione (390)
AbR.1994.95.Nr.17 · ow (Art. 91 Abs. 2 SchKG)
Police Involvement in Debt Enforcement and Bankruptcy Proceedings
Cited as the basis for police assistance in opening premises or containers during seizure.
ABS 2008 241 · be (Art. 91 SchKG)
Supervisory Authority Rules Enforcement Agencies Lack Jurisdiction Over Disputed Rent Amounts in Foreclosure Proceedings
Cited regarding the duty of the debtor/third owner to provide information regarding existing rental or lease agreements.
RBOG.2008.Nr.22 · tg (Art. 91 Abs. 1 Ziff. 2 SchKG)
Concealment of Assets During Seizure Justifies Bankruptcy Proceedings
This article is cited to establish the debtor's obligation to disclose assets during seizure proceedings, the breach of which constitutes the basis for the application of Art. 190 SchKG.
ZZ.1980.9 · so (Art. 91 Abs. 2 SchKG)
Bailiff Justified in Postponing Auction Due to Debtor's Refusal of Inspection
Cited as the legal basis authorizing the enforcement officer to use police power to open premises during enforcement proceedings, including the required property inspection.
BGE 102 III 6 (Art. 91 LP)
Provisional seizure of debtor's bank safety deposit boxes: creditor may demand forced opening despite claim still subject to opposition and liberation action
Basis for ordering the forced opening of the safety deposit boxes during provisional seizure.
A/580/2025 · ge (art. 91 al. 1 ch. 2 LP)
Wage Garnishment Challenge Upheld Despite Claims of Zero Income
Although cited in the reasoning, it was not explicitly mentioned in the dispositive orders (Motifs 2.1.4, but not in the final ruling section).
A/582/2025 · ge (art. 91 al. 1 ch. 2 LP)
Debtor Challenges Garnishment Based on Outdated Income and Duration
Cited in the reasoning concerning the debtor's obligation to declare assets, which underlies the Office's assessment.
SCBES.2025.51 · so (Art. 91 SchKG)
Creditor Appeal Against Certificate of Loss Due to Insufficient Income Investigation
Cited in the dispositive (Order 1) to instruct the enforcement office to re-summon the debtor with a reference to this article regarding the revision of the attachment.
105 2025 49 · fr (art. 91 al. 3 LP)
Debtor's Abusive Complaint Against Enforcement Office Dismissed
Used to confirm the seizure at the debtor's home as a legitimate measure given the debtor's refusal to appear.
15.2024.94 · ti (art. 91 cpv. 4 LEF)
Debtor v. Creditor: Seizure of Income and Co-owned Artwork Valuation Challenge
Cited in the order regarding the instruction to the enforcement office concerning the documentation transfer under threat of penalty (in conjunction with Art. 324 n. 5 CP).
15.2024.94 · ti (art. 91 cpv. 6 LEF)
Debtor v. Creditor: Seizure of Income and Co-owned Artwork Valuation Challenge
Cited in the order regarding the instruction to the enforcement office concerning the documentation transfer under threat of penalty.
SCBES.2024.69 · so (Art. 91 SchKG)
Debtor's Appeal for Subsistence Level Revision Following Relocation Abroad
Cited in the reasoning as the basis for the debtor's duty to cooperate, which directly supports the order to send the debtor back for clarification.
SCBES.2024.73 · so (Art. 91 Abs. 1 Ziff. 1 SchKG)
Debtor Appeal of Seizure Notice Based on Procedural Misconduct Upheld Despite Initial Miscommunication
Cited in the reasoning section to establish the debtor's duty to attend the seizure.
BA 2024 28 · zg (Art. 91 Abs. 4 SchKG)
Creditor Appeal Against Loss Certificate Issuance Following Insufficient Debt Enforcement
Cited in the reasoning to determine the extent to which third parties are obliged to provide information, relevant to the assessment of the request to question the representative M.________.
A/3512/2023 · ge (art. 91 al. 1 ch. 2 LP)
Seizure Report Validity Challenge Regarding Foreign Assets and Disposable Income Calculation
Cited regarding the debtor's exhaustive duty to provide information, including foreign assets and income.