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Art. 496 Legge federale del 30 marzo 1911 di complemento del Codice civile svizzero (CO)
CO; Parte seconda: Dei singoli contratti; Titolo ventesimo: Della fideiussione ; B. Oggetto; I. Caratteristiche delle singole specie di fideiussione; 2. Fideiussione solidale
Art. 496 CO
Chi si obbliga nella qualità di fideiussore, ma con l’aggiunta delle parole «in solido» o di altre espressioni equivalenti, può essere perseguito prima del debitore principale e prima della realizzazione dei pegni immobiliari, purché il debitore principale sia in ritardo nella prestazione e sia stato invano diffidato o la sua insolvenza sia notoria.
Egli non può essere perseguito prima che siano stati realizzati i pegni su mobili e su crediti, se non nella misura in cui questi pegni secondo l’apprezzamento del giudice non garantiscano presumibilmente più il debito, o ciò sia stato stipulato, oppure il debitore sia caduto in fallimento o abbia ottenuto la moratoria.
Decisioni giudiziarie che applicano questa disposizione (15)
ZSU.2022.86 · ag (Art. 496 Abs. 1 OR)
Bank v. Guarantor: Enforcement of Solidary Guarantee and Counterclaim for Damages
Establishes the conditions under which a surety can be pursued if the principal debtor is in default or demonstrably insolvent.
OG.2016.00058 · gl (Art. 496 Abs. 1 OR)
Creditor Recovers from Daughter Due to Debtor's Fraudulent Conveyance to Wife
Cited to explain the conditions under which a solidary guarantor can be held liable, particularly regarding the principal debtor's default and demand for payment.
ML.2020.261 · vd (Art. 496 al. 1 CO)
Guarantor's Opposition to Payment Order Lifted Provisionally Despite Bankruptcy Notification Claims
This provision concerns the liability of a joint and several guarantor and was discussed in relation to the creditor pursuing the guarantor before the principal debtor, concluding that the pursuit was valid.
23.2019.EKA · vd (art. 496 al. 1 CO)
Debt Liberation Action Against Bank Regarding Mortgage Bonds and Loan Obligations
Used to justify the bank's ability to sue the surety (the plaintiff) before suing the principal debtor.
23.2019.EKA · vd (art. 496 al. 2 CO)
Debt Liberation Action Against Bank Regarding Mortgage Bonds and Loan Obligations
Used to determine when the creditor can pursue the surety before realizing furniture and receivables pledges.
OG O1Z 17 2 · ar (Art. 496 Abs. 1 OR)
Creditor v. Guarantor: Failure to Plead Principal Debtor's Default in Guarantee Claim
The appeal was dismissed based on the finding that the appellant failed to adequately allege the prerequisite of fruitless dunning of the principal debtor under this article.
ML.2013.163 · vd (Art. 496 al. 1 CO)
Provisional Lifting of Opposition to Payment Order in Bankruptcy Context
Cited as the legal basis for determining when a secured creditor can pursue the guarantor before the principal debtor.
ML.2013.3 · vd (Art. 496 al. 1 CO)
Surety Opposition to Payment Order Based on Lack of Demand to Principal Debtor
The court confirmed the requirement of a proper warning (sommation) to the principal debtor under this article as a condition for pursuing the surety before the principal debtor.
ML.2012.96 · vd (Art. 496 al. 6 CO)
Guarantor Liability Contingent on Joint Guarantee Validity
This provision on the form requirement for special power of attorney for surety was used to establish the nullity of the wife's commitment, leading to the debtor's release.
C1 08 56 · vs (art. 496 al. 1 CO)
Surety Extinguished by Failure to Timely Summon Principal Debtor
The court used this article as the basis for requiring a specific notice to the principal debtor, which was found to be missing.
11 98 12 · lu (Art. 496 Abs. 1 OR)
Construction Payment Dispute Over Contractual Guarantee Requirements
The lack of the required 'solidarity' in the guarantee, which implies the obligation under this article, was a reason for the refusal of payment.
14.1995.131 · ti (Art. 496 CO)
Suretyship Agreement Validity and Debt Extinguishment Dispute
Cited in the final orders as a provision relating to the substantive law applied in the judgment.
RBOG.1995.Nr.19 · tg (Art. 496 ff. OR)
Bank v. Joint Guarantor (Provisional Opening)
This range of articles concerning suretyship is cited to establish when the guarantee agreement constitutes an acknowledgment of debt for the purpose of the main legal issue.
RBOG.1995.Nr.19 · tg (Art. 496 ff. OR)
Surety Liability Based on Principal Debtor's Account Confirmation
These provisions regarding suretyship are cited in connection with establishing the due date of the principal debt and the debtor's default, prerequisites for the suretyship contract to serve as an acknowledgment of debt for summary proceedings.
83----------- · vd (Art. 496 al. 1 CO)
Surety Liability Upheld Following Default on Principal Debtor Loan
The court explicitly used this article in the reasoning leading to the final judgment, which was confirmed by the appellate court's decision to reject the appeal.