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ORCO
CH
CH
Art. 314 Legge federale del 30 marzo 1911 di complemento del Codice civile svizzero (CO)
CO; Parte seconda: Dei singoli contratti; Titolo nono: Del prestito; Capo secondo: Del mutuo; B. Effetti; I. Interessi; 2. Norme sugli interessi
Art. 314 CO
Ove il contratto non determini la misura degli interessi, questi si reputano pattuiti nella misura che è d’uso per quella specie di mutui al tempo e nel luogo in cui il mutuo fu ricevuto.
Salvo patto contrario, gli interessi convenuti s’intendono annuali.
Non è valido il patto preventivo che gli interessi verranno aggiunti al capitale e produrranno nuovi interessi, fatta eccezione degli interessi commerciali nei conti correnti e simili operazioni in cui sogliono computarsi gli interessi degli interessi, come in ispecie per le casse di risparmio.
Decisioni giudiziarie che applicano questa disposizione (14)
A/3985/2024 · ge (Art. 314 al. 3 CO)
Pension Institution v. Company: Lifting of Opposition to Payment Order for Unpaid Contributions
Cited in the reasoning section specifying that the prohibition of anatocism does not apply to current account contracts.
FI.2023.0110 · vd (art. 313 et 314 CO)
Parent-Child Loan Reclassified as Gift Taxable Upon Agreement
Cited in the reasoning concerning interest on loans.
C/3583/2021 · ge (art. 314 al. 1 CO)
Borrower v. Lender: Negative Libor and Default Interest on Loan Agreement
Cited regarding the interest rate being determined by agreement in commercial loans.
C/26281/2015 · ge (art. 314 al. 1 CO)
Loan Agreement Negative Interest Rate Dispute
Cited in the reasoning regarding the fixation of the interest rate by agreement.
HG160185 · zh (Art. 314 Abs. 3 OR)
Garage Business Sale Dispute and Unsecured Loan Repayment
Cited in the reasoning to deny interest on interest (compound interest) for the loan repayment, which forms the basis for the principal amount awarded in Order 1.
ML.2017.82 · vd (Art. 314 al. 3 CO)
Appeal on Provisional Lifting of Opposition to Payment Order Based on Conditional Debt Acknowledgment and Usury Claim
Cited in the reasoning to discuss the prohibition of compound interest (anatocism), which affected the calculation of the principal amount.
C/5500/2012 · ge (Art. 314 al. 3 CO)
Simulated Sale of Shares v. Loan Enforcement
Cited in reasoning regarding the prohibition of capitalizing interest (compound interest) on contractually agreed interest.
ML.2016.70 · vd (Art. 314 al. 3 CO)
Mortgage Certificate Foreclosure and Causal Claim Dispute
Cited in the final order to prohibit interest from bearing interest on the claim based on mortgage certificates.
ML.2016.74 · vd (Art. 314 al. 3 CO)
Mortgage Foreclosure Provisional Lifting Upheld with Interest Calculation Modification
Cited in the reasoning to prohibit interest on the portion representing overdue interest (128'582.70 fr.).
85.2009.PHC · vd (art. 314 al. 3 *in initio* CO)
Plaintiff v. Defendant (Loan Recovery with Anatocism Limitation)
Cited concerning the prohibition of compound interest (anatocism).
CC.2002.67 · ne (Art. 314 al.3 CO)
Debt Imputation in Divorce Settlement Enforcement
Cited in reasoning regarding the prohibition of compounding interest, relevant to the calculation of the debt confirmed in orders 3 and 4.
ZF 2002 63 · gr (Art. 314 Abs. 1 OR)
Heir's Claim for Recognition of Deceased's Unrecorded Loans Upheld on Appeal
Cited in the reasoning as the general rule regarding the presumption of interest rates on loans, which was superseded by Art. 73 Abs. 1 OR in this case.
ZF 2002 63 · gr (Art. 314 Abs. 1 OR)
Estate Debt Confirmation Appeal
Cited as the general rule for determining the interest rate on a loan, although ultimately supplemented by Art. 73 Abs. 1 OR.
ML.2023.121 · vd (Art. 314 al. 2 CO)
Appeal Against Provisional Lifting of Opposition in Debt Enforcement (Interest Claim Tied to Future Profit Realization)
Cited in the heading, although the court ultimately found the parties had contracted out of its default rule regarding interest payment frequency.