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Art. 847 Codice civile svizzero (CC)
CC; Parte seconda: Dei diritti reali limitati; Titolo ventesimosecondo: Del pegno immobiliare; Capo terzo: Della cartella ipotecaria; A. Disposizioni generali; V. Credito risultante dalla cartella ipotecaria e convenzioni accessorie; 2. Disdetta
Art. 847 CC
Salvo diversa convenzione, il creditore o il debitore può disdire la cartella ipotecaria per la fine di un mese con preavviso di sei mesi.
Una tale convenzione non può accordare al creditore un termine di preavviso inferiore a tre mesi, salvo che il debitore sia in mora riguardo all’ammortamento o agli interessi.
Decisioni giudiziarie che applicano questa disposizione (8)
HC.2021.328 · vd (art. 847 al. 1 CC)
Mortgage Debt Release Appeal Affirming Executability of Secured Claims
Cited as the general rule for the notice period for termination of the bond, which was applied to determine the effective date of termination.
C/3715/2018 · ge (Art. 847 al. 1 CC)
Provisional Stay Granted: Copy of Note Sufficient for Exigible Debt
Cited in the reasoning to address the issue of claim maturity based on notice requirements for the mortgage note.
ML.2018.183 · vd (Art. 847 CC)
Debtor's Appeal Against Debt Enforcement Premised on Mortgage Note Rejected.
Cited in the context of establishing the valid declaration and maturity of the collateral claim (relevant to the ground for the verdict).
ML.2018.94 · vd (Art. 847 al. 2 CC)
Promissory Note Holder's Right to Provisional Relief in Real Estate Foreclosure Affirmed
Cited in the reasoning to discuss the minimum notice period for redeeming mortgage certificates, even under previous law.
ML.2018.95 · vd (art. 847 al. 2 CC)
Bearer Mortgage Bond Enforcement Dispute
This provision regarding the minimum notice period for mortgage certificates was cited to confirm that the contractual derogation was valid in this context.
BES.2017.17 · sg (Art. 847 ZGB)
Appeal Regarding Provisional Remedy in Debt Enforcement for Line of Credit with Disputed Notice Period
This article governs the minimum notice period for terminating real estate-backed claims, which was central to determining the maturity of the claim and the validity of the short notice period.
BES.2017.17 · sg (Art. 847 ZGB)
Mortgage Security Realization and Contractual Notice Period for Promissory Notes
This provision regarding the minimum notice period for termination was central to the dispute over the maturity of the debt.
ML.2016.70 · vd (Art. 847 al. 1 CC)
Mortgage Certificate Foreclosure and Causal Claim Dispute
Cited in the introductory list of applicable provisions, concerning the notice period for mortgage certificates.