210
ZGBCC
CH
CH
Art. 832 Codice civile svizzero (CC)
CC; Parte seconda: Dei diritti reali limitati; Titolo ventesimosecondo: Del pegno immobiliare; Capo secondo: Dell’ipoteca; C. Effetti dell’ipoteca; I. Proprietà e rapporti di debito; 1. Alienazione totale
Art. 832 CC
In caso di alienazione totale del fondo ipotecato, i vincoli del debitore e del fondo rimangono invariati, salvo convenzione contraria.
Nel caso però in cui il nuovo proprietario si sia assunto di pagare il debito ipotecario, il primo debitore è liberato, se il creditore non gli dichiara per iscritto entro il termine di un anno di tenerlo ancora obbligato.
Decisioni giudiziarie che applicano questa disposizione (19)
11 97 88 · lu (Art. 832 Abs. 2 ZGB)
Repurchase Right and Assumption of Subsequent Mortgages
Cited as part of the legal basis allowing the right-holder to assume the debt secured by the mortgage when exercising the right of repurchase.
BGE 102 III 113 (Art. 832 Abs. 2 ZGB)
Enforcement of co-ownership shares under the revised Ordinance on Forced Realization of Real Estate, including statutory pre-emption rights and the purchaser's succession into encumbrances on the property as a whole.
Cited in the required note on the creditor's option to retain the former debtor.
LC220025 · zh (Art. 845 i.V.m. Art. 832 ZGB)
Husband's Appeal Dismissed in Divorce, Alimony, and Property Division Case
Cited to inform parties about creditor rights in relation to mortgage debts.
LC220025 · zh (Art. 845 i.V.m. Art. 832 ZGB)
Husband's Appeal Dismissed in Divorce, Alimony, and Property Division Case
Cited to inform parties about creditor rights related to mortgage debts.
ZK1 2019 159 · gr (Art. 832 ZGB)
Cross-Appeals in Divorce: Spousal Support Denial and Pension Asset Revaluation
Cited in the lower court's dispositive regarding the assumption of debt for the real estate, which was implicitly confirmed by the appellate court's modification of property division.
101 2011 19 · fr (Art. 846 i.V.m. Art. 832 ZGB)
Estate Division and Asset Revaluation Dispute
Applied to instruct the land registry office regarding property title transfers following the judgment.
ZL.2009.00096 · zh (Art. 832 Abs. 1 ZGB)
Supplemental Benefits Calculation: Improper Property Valuation and Mortgage Liability
States that in case of sale of the encumbered property, the liability of the land charge and the personal liability of the debtor remain unchanged, unless otherwise agreed.
ZL.2009.00096 · zh (Art. 832 Abs. 2 ZGB)
Supplemental Benefits Calculation: Improper Property Valuation and Mortgage Liability
Relates to the external assumption of debt when a property is sold.
ML.2011.86 · vd (Art. 832 al. 1 CC)
Foreclosure on Bearer Mortgage Notes Subject to Fiduciary Accounting of Underlying Credit Facility
Mentioned in the reasoning section regarding the effect of alienation of the mortgaged property on the debtor's obligation, but not cited in the final operative orders (I-V).
ML.2011.86 · vd (Art. 832 al. 2 CC)
Foreclosure on Bearer Mortgage Notes Subject to Fiduciary Accounting of Underlying Credit Facility
Mentioned in the reasoning section regarding the presumption of creditor acceptance upon transfer of property with debt assumption, but not cited in the final operative orders (I-V).
ML.2011.87 · vd (Art. 832 al. 1 CC)
Fiduciary Mortgage Notes Foreclosure and Partial Debt Exigibility
Cited in the reasoning to state that the alienation of the encumbered property does not change the debtor's obligation unless otherwise agreed.
ML.2011.90 · vd (art. 832 al. 1 CC)
Creditor's Enforcement Limited by Underlying Causal Claim in Foreclosure
Cited in the reasoning regarding the non-change of the debtor's obligation upon alienation of the encumbered property, unless otherwise agreed.
ML.2011.90 · vd (art. 832 al. 2 CC)
Creditor's Enforcement Limited by Underlying Causal Claim in Foreclosure
Cited in the reasoning regarding the presumption of creditor acceptance when a third party acquires the property with debt assumption.
251.II · vd (Art. 832 al. 2 CC)
Partition of Agricultural Estate and Mortgage Debt Allocation
Cited in the reasoning regarding the external effect of debt assumption by the inheritor (Considerant 5).
ZK1 2009 22 · gr (Art. 832 ZGB)
Appeal Regarding Spousal Support Calculation and Marital Standard of Living
Cited in the reasoning of the lower court's decision (point 7 of the lower court's operative part) regarding the assumption of debt for property transfer, which was not challenged in the appeal.