Supreme Court allows partial claim for own liability in legal expense insurance dispute regarding excess limits.

The Supreme Court partially allowed the insured's claim for reimbursement of legal expenses exceeding the policy's excess limit. The insured argued that the insurer should cover costs above the agreed threshold, while the insurer contended the excess was a contractual condition for coverage. The court ruled that the excess limit applies only to the insured's own liability portion, not to the insurer's liability, thereby permitting the claim for the excess amount.