Legislator Giurisprudenza & Legislazione
DE FR IT EN
Analizza in Legislator
KKO 1749/2019 Generato dall'IA

Supreme Court held that debt repayment plan duration cannot exceed three years and interest must be calculated accordingly.

Numero d'incarto KKO 1749/2019
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Parzialmente accolto (Partially Allowed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court of Finland upheld the lower court's decision to limit the debt repayment plan to three years, rejecting the applicant's request for a longer duration. The applicant sold their property after filing for debt arrangement but before the repayment plan was finalized, arguing for extended terms. The court ruled that the statutory maximum of three years applies and that interest must be calculated based on this fixed period.

Regesto Legislator

Generato dall'IA

Debt arrangement Act 1999, s. 32; The duration of a debt repayment plan under a debt arrangement cannot exceed three years, and interest must be calculated based on the actual duration of the approved plan.

Parole chiave

Generato dall'IA
debt arrangement plan repayment duration limit interest calculation property sale timing Supreme Court ruling durata minima di soggiorno diritto di prelocazione arretrati di locazione

Disposizioni normative citate

Generato dall'IA
Debt arrangement Act 1999, s. 32
Generato dall'IA
kko-other_2019_1748
Supreme Court held that debt repayment plan duration cannot exceed three years and ordinary debt accumulation must be calculated accordingly.
ECLI:FI:KKO:2019:19
Supreme Court ruled debt repayment plan duration must match debtor's ability to pay when selling home.
kko-precedent_1995_33
Supreme Court rules debt repayment plan cannot exceed minimum accrual even if debtor keeps home.
kko-other_1995_822
Supreme Court held that a payment plan allowing retention of home while paying over 6 years 3 months is valid.
kho-precedent_2000_32
First-time homebuyer stamp duty exemption denied due to delayed occupancy after purchase.

Ti chiedi come si applica questa sentenza alla tua fattispecie?

Analizza questa decisione insieme alla legislazione federale e cantonale, ai commentari e alla giurisprudenza successiva in Legislator AI.

Apri in Legislator →

Testo completo

Velallinen oli myynyt asuntonsa velkajärjestelyn aloittamisen jälkeen mutta ennen maksuohjelman vahvistamista. Käräjäoikeus vahvisti velalliselle kolme vuotta kestävän maksuohjelman, jonka aikana hänen tuli suorittaa tavallisia velkojaan maksuohjelman keston mukainen kertymä. Hovioikeus palautti asian käräjäoikeuteen vähimmäiskertymän laskemiseksi velkajärjestelylain 32 §:n mukaisesti ja tarvittaessa maksuohjelman keston muuttamiseksi siten, että vähimmäiskertymä tulee suoritetuksi.

Korkein oikeus katsoi, ettei maksuohjelman kestoa voitu määrätä kolmea vuotta pidemmäksi ja että tavallisten velkojen kertymäksi tuli lukea kolme vuotta kestävän maksuohjelman mukainen kertymä. Asian lopputulos jätettiin käräjäoikeuden päätöksen varaan.