Legislator Giurisprudenza & Legislazione
DE FR IT EN
Analizza in Legislator
KKO 1748/2019 Generato dall'IA

Supreme Court held that debt repayment plan duration cannot exceed three years and ordinary debt accumulation must be calculated accordingly.

Numero d'incarto KKO 1748/2019
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Parzialmente accolto (Partially Allowed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court of Finland ruled that a debt repayment plan cannot extend beyond three years and that ordinary debt accumulation must be calculated based on this fixed period. The lower court had approved a three-year plan but failed to properly calculate the minimum accumulated debt required under the Debt Repayment Act. Consequently, the court affirmed the plan's maximum duration while remanding the case to recalculate the minimum debt accumulation for the three-year term.

Regesto Legislator

Generato dall'IA

Debt Repayment Act 1999, s. 32; Debt Repayment Act 1999, s. 33: A debt repayment plan may not exceed a duration of three years, and the minimum debt accumulation must be calculated based on this maximum period.

Parole chiave

Generato dall'IA
debt repayment plan minimum debt accumulation Debt Repayment Act repayment duration limit ordinary debt calculation financial restructuring court remand spese di mora

Disposizioni normative citate

Generato dall'IA
Debt Repayment Act 1999, s. 32
Debt Repayment Act 1999, s. 33
Generato dall'IA
kko-other_2019_1749
Supreme Court held that debt repayment plan duration cannot exceed three years and interest must be calculated accordingly.
kko-precedent_1997_18
Supreme Court allows debt restructuring to remain effective while suspending the court's ruling on the payment plan.
kko-other_2002_1567
Supreme Court dismissed appeal regarding failure to examine payment plan request and procedural errors in lower courts.
ECLI:FI:KKO:2019:19
Supreme Court ruled debt repayment plan duration must match debtor's ability to pay when selling home.
kko-other_1997_1131
Supreme Court allows appeal against lower court's decision to suspend payment plan until employment is found.

Ti chiedi come si applica questa sentenza alla tua fattispecie?

Analizza questa decisione insieme alla legislazione federale e cantonale, ai commentari e alla giurisprudenza successiva in Legislator AI.

Apri in Legislator →

Testo completo

Velallinen oli myynyt asuntonsa velkajärjestelyn aloittamisen jälkeen, mutta ennen maksuohjelman vahvistamista. Käräjäoikeus vahvisti velalliselle kolme vuotta kestävän maksuohjelman, jonka aikana hänen tuli suorittaa tavallisia velkojaan maksuohjelman keston mukainen kertymä. Hovioikeus palautti asian käräjäoikeuteen vähimmäiskertymän laskemiseksi velkajärjestelylain 32 §:n mukaisesti ja tarvittaessa maksuohjelman keston muuttamiseksi siten, että vähimmäiskertymä tulee suoritetuksi.

Korkein oikeus katsoi, ettei maksuohjelman kestoa voitu määrätä kolmea vuotta pidemmäksi ja että tavallisten velkojen kertymäksi tuli lukea kolme vuotta kestävän maksuohjelman mukainen kertymä. Asian lopputulos jätettiin käräjäoikeuden päätöksen varaan.