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KKO 2402/2001 Generato dall'IA

Supreme Court dismisses debt arrangement request due to applicant's prior finding of light-mindedness in 1992.

Numero d'incarto KKO 2402/2001
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Respinto (Dismissed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court dismissed the applicant's debt arrangement application, upholding previous decisions that rejected the request based on a 1992 finding of light-mindedness. Although the applicant voluntarily reduced their mortgage payments and received disability benefits, the court maintained that these factors did not overcome the initial assessment of the applicant's mental state. The decision confirms that prior judicial findings of light-mindedness remain relevant unless specifically rebutted by new evidence of changed capacity.

Regesto Legislator

Generato dall'IA

Section 10 of the Debt Arrangement Act 1997; The Supreme Court held that a prior judicial finding of light-mindedness constitutes a significant obstacle to debt arrangement eligibility, and voluntary payment reductions or disability benefits do not automatically negate this finding without specific evidence of changed mental capacity.

Parole chiave

Generato dall'IA
debt arrangement eligibility light-mindedness finding mental capacity assessment voluntary payment reduction disability benefits impact prior judicial decision financial hardship defense perenzione dell'azione

Disposizioni normative citate

Generato dall'IA
Section 10 of the Debt Arrangement Act 1997

Giurisprudenza citata

Generato dall'IA
KKO:2000:84
Supreme Court allows appeal on special grounds despite final ruling on obvious insolvency. Final decision on insolvency stands but new facts may justify debt arrangement. Court remands case for re-examination of special grounds.
KKO:2001:21
Supreme Court allows debt arrangement due to inability to repay despite insolvency caused by reckless business behavior.
Generato dall'IA
kko-precedent_2014_52
Supreme Court allows debt restructuring despite debt accumulation barrier due to significant hardship and lack of fault.
kko-other_1996_1219
Supreme Court dismisses debt arrangement application where debtor failed to prove insolvency under VJL 10 § 8.
kko-other_1999_3592
Supreme Court dismisses appeal regarding debt restructuring eligibility under Finnish personal debt restructuring law.
kko-precedent_2004_108
Supreme Court allows debt arrangement despite prior rejection for frivolous insolvency and new debts.
kko-precedent_2012_42
Supreme Court dismisses debt restructuring due to criminal debt and failure to repay despite income.

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Testo completo

A:n velkajärjestelyhakemus oli 16.3.1994 ja 14.8.1997 annetuilla päätöksillä hylätty, koska hänen oli katsottu asuntovelkaa vuonna 1992 ottaessaan velkaantuneen ilmeisen kevytmielisesti. Kysymys erityisten vastasyiden täyttymisestä, kun asuntovelkaa oli sen ottamisesta lähtien oma-aloitteisesti lyhennetty 1 500 markkaa kuukaudessa ja kun pitkään työkyvyttömyyseläkkeellä olleen A:n tuloista oli vuodesta 1992 lähtien lisäksi kuukausittain ulosmitattu noin 1 000 markkaa muiden velkojen suoritukseksi. Ks. KKO:2000:84 KKO:2001:21