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KKO 2285/1997 Generato dall'IA

Finland Supreme Court held that a finance company is not released from obligations when a car is returned to the dealer under a sales agreement.

Numero d'incarto KKO 2285/1997
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Respinto (Dismissed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court dismissed the applicant's claim that the finance company was released from obligations after the car was returned to the dealer. The applicant argued that returning the vehicle to the dealer under the sales agreement automatically discharged the finance company's duties, while the finance company contended that only its own written notice of release could effectuate such a discharge. The court ruled that the sales agreement between the applicant and the dealer did not alter the finance company's contractual status, meaning the company remained liable until it explicitly released the applicant.

Regesto Legislator

Generato dall'IA

s. 1001 C; The transfer of a car back to the dealer under a sales agreement does not automatically release the finance company from its obligations to the buyer; explicit release by the finance company is required.

Parole chiave

Generato dall'IA
finance company obligations car return to dealer sales agreement effect contractual release requirement consumer protection law regresso dell'assicuratore retrocessione di credito rimborso del mutuo

Disposizioni normative citate

Generato dall'IA
s. 1001 C
Generato dall'IA
kko-precedent_1992_72
Supreme Court dismisses buyer's claim to be freed from installment debt by returning car to seller after transfer to financier.
kko-other_1996_301
Supreme Court allows partial payment protection claim when installment buyer sues finance company for unpaid balance.
kko-other_1996_1517
Lease termination due to breach by third party does not automatically release lessee from damages liability.
kko-precedent_1997_154
Supreme Court dismisses embezzlement charge where defendant sold collateral car to third party before full payment secured by finance company.
kko-precedent_1996_79
Financing company denied payment due to seller's failure to notify them of contract rescission.

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Testo completo

Autoliike oli pidättänyt osamaksusopimuksella myydyn auton omistusoikeuden itsellään ja siirtänyt sopimuksen rahoitusyhtiölle. Rahoitusyhtiö oli ilmoittanut ostajalle sopimuksen siirrosta ja siitä, että vain sille suoritetut maksut olivat päteviä ja että sopimuksen siirron voi peruuttaa vain sen kirjallisella ilmoituksella.

Kysymys siitä, oliko rahoitusyhtiö vapauttanut ostajan osamaksusopimuksen velvoitteista tämän luovuttaessa auton autoliikkeen kanssa tekemänsä sopimuksen mukaisesti takaisin liikkeelle.