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KKO 90/1996 Generato dall'IA

Joint guarantee validity upheld when guarantors signed new debt instrument without prior consent of original debtors.

Numero d'incarto KKO 90/1996
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Accolto (Allowed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court of Finland ruled that the joint guarantee provided by A, B, and C was binding. The original debt was secured by two prior guarantors, and the new debt instrument was signed by the original debtors alongside the new guarantors. The court determined that the new guarantors' obligation was valid because they signed the instrument knowing the debt existed and the prior security arrangement, thereby accepting the liability.

Regesto Legislator

Generato dall'IA

s. 1000–1001 C. 10.1.1973; A joint guarantee is binding if the guarantors sign a new debt instrument acknowledging the debt and the existing security, even if they did not explicitly consent to the specific new debt terms prior to signing.

Parole chiave

Generato dall'IA
joint guarantee omavelkainen takaus debt instrument guarantor liability new debt obligation security arrangement binding agreement reati di comune pericolo

Disposizioni normative citate

Generato dall'IA
s. 1000–1001 C. 10.1.1973
Generato dall'IA
kko-precedent_1997_124
Supreme Court allows guarantor liability for full debt amount when debt maturity date was disputed and not yet fixed at guarantee signing.
kko-other_1997_530
Supreme Court held that a surety's liability remains unchanged even if the creditor's claim against the co-surety is time-barred.
kko-precedent_1991_57
Guarantor's right of recourse upheld when guarantor paid despite prior notice of debt invalidity due to product defect.
kko-precedent_1989_12
Guarantor not fully released when creditor knew of forgery but had no reason to verify signature.
kko-precedent_2006_5
Supreme Court allows creditor to collect guarantee debt from guarantor's estate after debtor's voluntary debt restructuring.

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Testo completo

A, B ja kolme muuta henkilöä olivat sitoutuneet omavelkaiseen takaukseen neljän päävelallisen velasta. Velka oli maksettu muun muassa luotolla, jota koskevassa velkakirjassa velallisina oli kaksi aikaisemmista päävelallisista. A, B ja C antoivat omavelkaisen takauksen uuden velkakirjan vakuudeksi. Kysymys takauksen sitovuudesta.