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KKO 1934/1996 Generato dall'IA

Supreme Court held that a bank's breach of a debt reduction agreement did not create a discharge right for the housing cooperative against the bank.

Numero d'incarto KKO 1934/1996
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Respinto (Dismissed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court dismissed the claim that a housing cooperative acquired a discharge right against a bank due to the bank's breach of a debt reduction agreement. The facts showed the bank agreed to reduce its claim against the developer upon selling shares in a housing cooperative, which served as security for the debt. The court ruled that the breach of this specific agreement did not legally trigger a discharge right for the cooperative's assets against the bank's original claim.

Regesto Legislator

Generato dall'IA

s. 1000 C: A breach of an agreement to reduce a debt does not automatically create a discharge right for the secured creditor's assets against the original debtor.

Parole chiave

Generato dall'IA
discharge right debt reduction agreement security interest breach of contract housing cooperative creditor's claim Supreme Court diritto bancario

Disposizioni normative citate

Generato dall'IA
s. 1000 C
Generato dall'IA
kko-precedent_1994_54
Supreme Court dismisses bank claim against partner and limited company for third-party debt repayment without benefit.
kko-precedent_1995_144
Supreme Court allows bank claim against borrower for debt arising from a fraudulent loan scheme. The court held that the bank's knowledge of the fraud made the claim not contrary to good faith.
ECLI:FI:KKO:2023:22
Supreme Court dismisses bank appeal for late argument on price reduction not raised in lower courts.
kko-precedent_1998_47
Supreme Court rules that a mortgage by a housing cooperative against its sole shareholder's debt is void if it harms the cooperative's purpose.
kko-precedent_2009_21
Supreme Court dismisses bankruptcy estate claim against bank for safe debt repayment by director.

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Testo completo

Pankin ja grynderin oli näytetty sopineen, että pankki tuli lyhentämään grynderiltä olevaa saatavaansa perustettavan asunto-osakeyhtiön osakkeita myytäessä saatavista kauppahinnoista. Kysymys siitä, oliko asunto-osakeyhtiölle, jonka omaisuus oli vakuutena pankin saatavasta, syntynyt kuittausoikeus pankin velkomusta vastaan pankin rikottua sopimuksen.