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KKO 903/1995 Generato dall'IA

Supreme Court held that a guarantee debt matures immediately upon the bank's written demand for payment.

Numero d'incarto KKO 903/1995
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Accolto (Allowed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court ruled that a guarantee debt under the Guarantee Act 4 § matures immediately upon the bank's written demand for payment. The bank had notified the guarantor in writing on July 8, 1991, that the debt had matured due to unpaid interest and principal, demanding payment by July 23, 1991. The court determined that such a written notice satisfies the statutory requirement for the debt to be considered due, regardless of the original contract's specific maturity date.

Regesto Legislator

Generato dall'IA

Takauslaki 4 §; A guarantee debt under the Guarantee Act 4 § is deemed to have matured immediately upon the creditor's written demand for payment, provided the demand specifies the amount and deadline.

Parole chiave

Generato dall'IA
Guarantee Act maturity of debt written demand banker's lien guarantor liability payment deadline statutory notice diritto bancario

Disposizioni normative citate

Generato dall'IA
Takauslaki 4 §
Generato dall'IA
kko-other_2001_2543
Supreme Court dismisses claim for debtor to pay state legal aid costs in debt restructuring case.
kko-precedent_1995_144
Supreme Court allows bank claim against borrower for debt arising from a fraudulent loan scheme. The court held that the bank's knowledge of the fraud made the claim not contrary to good faith.
kko-precedent_1996_121
Supreme Court allows bank to terminate debt against guarantors despite debtor's debt arrangement blocking termination against debtor.
kko-precedent_1991_58
Guarantor bound to pay only what guarantor was legally obligated, not payments made to third parties.
kko-precedent_1991_151
Guarantor liable for new loan guarantees not explicitly covered by original guarantee contract terms.

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Testo completo

Pankki oli velalliselle ja omavelkaiseen takaukseen sitoutuneelle takaajalle osoittamissaan 8.7.1991 päivätyissä kirjeissä katsonut, että velan korkojen ja lyhennysten suorittamatta jättämisen johdosta velka oli velkakirjan ehtojen mukaisesti erääntynyt heti maksettavaksi. Takaajaa pyydettiin suorittamaan velan maksamatta oleva pääoma korkoineen viipymättä viimeistään eräpäivään 23.7.1991 mennessä.

Kysymys siitä, milloin velan oli katsottava TakausA 4 §:n kannalta erääntyneen.

TakausA 4 §