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KKO 1448/1995 Generato dall'IA

Supreme Court dismisses claim that company director is personally liable for unauthorized loan repayment without bank consent.

Numero d'incarto KKO 1448/1995
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Respinto (Dismissed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Supreme Court dismissed the plaintiff's claim against the company director and the lending company regarding unauthorized loan repayments. The director, as the sole board member, ordered the return of funds from the lending company to the borrowing company without the bank's consent, despite a guarantee deposit. The court held that the director's internal instructions did not create personal liability for the companies, and the borrowing company had no obligation to repay or compensate the bank absent specific statutory grounds.

Regesto Legislator

Generato dall'IA

Section 1 of the Act on the Liability of Directors; Section 2 of the Act on the Liability of Directors: A director's internal instructions to repay loans without creditor consent do not establish personal liability for the company or the director.

Parole chiave

Generato dall'IA
director personal liability unauthorized loan repayment corporate indemnity bank guarantee deposit internal corporate instructions sistema bancario sequestro di conti bancari risoluzione delle banche
Generato dall'IA
kko-precedent_1998_115
Supreme Court dismisses claim against company director for damages to bank based on breach of company law duties.
kko-precedent_1995_144
Supreme Court allows bank claim against borrower for debt arising from a fraudulent loan scheme. The court held that the bank's knowledge of the fraud made the claim not contrary to good faith.
kko-precedent_1992_188
Supreme Court allows bank to use time deposit as primary security despite secondary intent argument.
kko-precedent_1993_86
Supreme Court rules bank cannot force wife to secure husband's debt when selling jointly owned shares.
kko-other_1999_1912
Supreme Court dismisses claim against guarantor for joint liability when principal debtor fails to pay bank loan.

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Testo completo

Sama henkilö oli toimitusjohtaja, hallituksen ainoa varsinainen jäsen ja perheenjäsentensä ohella osakas osakeyhtiöissä A ja B. Osakeyhtiö A oli lainannut osakeyhtiö B:ltä varoja, jotka oli talletettu A:n tilille pankin A:n puolesta antaman takaussitoumuksen vakuudeksi. A maksoi varat tililtä takaisin B:lle ilman pankin suostumusta.

Kysymys siitä, oliko toimitusjohtaja henkilökohtaisesti sitoutunut luotto- ja vakuusjärjestelyyn ja oliko osakeyhtiö B samaistuksen johdosta tai muulla perusteella velvollinen palauttamaan varat tai korvaamaan pankin vahingon.