Insurance court dismissed claim for additional premium due to insurer's failure to prove policyholder's non-disclosure of pre-existing condition.

The Insurance Court dismissed the policyholder's claim for an additional premium based on the insurer's alleged failure to disclose a pre-existing medical condition. The insurer argued that the policyholder concealed the condition, warranting a premium adjustment under the insurance contract. The court rejected this, ruling that the insurer failed to meet its burden of proof regarding the non-disclosure and the resulting financial loss.