Insurance court dismissed claim for refund of excess premium due to policyholder's failure to notify insurer of risk change.

The Insurance Court dismissed the policyholder's claim for a refund of the excess premium charged for an extended coverage period. The policyholder argued that the insurer should have accepted the risk at the original rate, but the court found no evidence that the insurer knew or should have known about the change in risk at the time of renewal. Consequently, the court held that the insurer was entitled to charge the full premium for the extended period as the risk had not been disclosed.