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VakO 5.6.1991/4357:90 Generato dall'IA

Insurance court dismissed claim for post-death farmer group life insurance when pre-death minimum health insurance was missing.

Numero d'incarto VakO 5.6.1991/4357:90
Autorità giudiziaria
Giurisdizione Finlandia (FI)
Data della decisione
Esito del giudizio Respinto (Dismissed)
Apri la fonte ufficiale Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The Insurance Court dismissed the applicant's claim for a group life insurance sum following the farmer's death. The insurer argued that the beneficiary was ineligible because the deceased had not purchased the mandatory minimum health insurance required by law before dying. The court upheld this decision, ruling that the specific statutory conditions for post-death coverage were not met without the prerequisite health insurance.

Regesto Legislator

Generato dall'IA

MYEL Act s. 3 para. 2; Farmer Insurance Act s. 1: Post-death farmer group life insurance coverage is contingent upon the deceased having previously secured the mandatory minimum health insurance.

Parole chiave

Generato dall'IA
post-death insurance farmer group life mandatory health insurance eligibility conditions insurance court ruling legislazione veterinaria copertura del minimo vitale medicinali veterinari

Disposizioni normative citate

Generato dall'IA
MYEL Act s. 3 para. 2
Farmer Insurance Act s. 1
Generato dall'IA
insurance_1982_8027-1980
Insurance court dismissed claim that farmer's MYEL insurance must be started while he is alive.
insurance_2004_7746-2002
Insurance court allowed YEL exemption request covering pre-litigation period despite final prior coverage decision.
insurance_1973_4138-1972
Insurance court dismissed voluntary pension plan as valid reason for insurer's exemption from coverage duty.
insurance_1985_1630-1984
Employer not exempted from late payment interest on pension contributions for delayed pension security arrangements.
insurance_1984_2497-1983
Insurance court dismissed appeal for lack of grounds under Insurance Act regarding voluntary insurance obligation.

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Testo completo

Viljelijä oli kuollut 23.2.1989. MELA oli MYEL:n 3 § 2 mom. nojalla vakuuttanut edunjättäjän kuoleman jälkeen ajalle 1.5.1987-23.2.1989. Muutoksenhakemuksen kohteena olevalla päätöksellään MELA oli katsonut, ettei edunsaajilla ollut oikeutta ryhmähenkivakuutussummaan, koska edunjättäjä ei ollut eläessään ottanut sanotussa laissa säädettyä vähimmäseläketurvaa koskevaa vakuutusta. Eläkelautakunta kumosi päätöksen ja lausui: Kun maatalousyrittäjä vakuutetaan MYEL 1 §:n mukaisesti erityisestä syystä kuoleman jälkeen, vakuutukseen tulee liittää maatalousyrittäjän ryhmähenkivakuutus. Eläkelautakunnan päätöstä ei muutettu. (Äänestys 4-1) IV-jaosto