Legislator Giurisprudenza & Legislazione
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ATAS/1080/2004 • CJ GE ATAS/1080/2004 Generato dall'IA

Insurance Coverage for Earth Movement Secondary to Excluded Surface Water Runoff

Numero d'incarto ATAS/1080/2004
Autorità giudiziaria
Giurisdizione Svizzera · Canton Ginevra (CH-GE)
Data della decisione
Esito del giudizio Accolto (Allowed)
Spese processuali a carico del ricorrente / reclamante
Apri la fonte ufficiale Archivio Entscheidsuche Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The dispute centered on whether an insurance policy covered damages resulting from the movement of subsurface conditions, specifically when the movement was a secondary effect of an excluded peril (surface water runoff). The court reasoned that the policy's exclusion for damage caused by the movement of earth or land, including surface water runoff, applied because the damage was directly caused by the earth movement, which was itself triggered by the excluded surface water runoff, thereby falling under the exclusion rather than an exception that might cover earth movement caused by a covered peril.

Regesto Legislator

Ufficiale

; LOI SUR LE CONTRAT D'ASSURANCE ; INDEMNITÉ JOURNALIÈRE ; PRESTATION D'ASSURANCE(EN GÉNÉRAL) ; COUVERTURE ; ASSURANCE PRIVÉE ; LIBRE PASSAGE(ASSURANCES) ; ASSURANCE COLLECTIVE ; ASSURANCE INDIVIDUELLE ; OBLIGATION DE RENSEIGNER

Parole chiave

Generato dall'IA
assicurazione contro i danni provocati dall'acqua politica in materia di acque assicurazione statale contro i danni degli elementi naturali distanza dai corsi d'acqua rischio ecologico prevenzione antisismica

Disposizioni normative citate

Generato dall'IA
Art. 66 al. 1 LTF
Cited in dispositive 89 regarding the distribution of costs between the parties.
Art. 64 LTF
Cited in dispositive 59 regarding the granting of legal aid.
Generato dall'IA
A/977/2007
Insurance Coverage Dispute: Earth Movement Exclusion vs. Ensuing Water Damage Loss
A/4365/2006
Earth Movement Exclusion in Insurance Coverage Dispute
A/1908/2004
Commercial Property Insurer Upheld in Denying Coverage for Water Damage Due to Earth Sinking Exclusion
A/4283/2005
Insurance Coverage for Surface Water Flood Damage
A/1917/2004
Insurance Coverage for Subterranean Structure Failure and Subsidence

Questioni giuridiche chiave estratte da Legislator

Generato dall'IA
Art. 66 al. 1 LTF

Cited in dispositive 89 regarding the distribution of costs between the parties.

Art. 64 LTF

Cited in dispositive 59 regarding the granting of legal aid.

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