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ATAS/1066/2009 • CJ GE ATAS/1066/2009 Generato dall'IA

Insurance Claim Denial Over Industrial Accident Exclusion

Numero d'incarto ATAS/1066/2009
Autorità giudiziaria
Giurisdizione Svizzera · Canton Ginevra (CH-GE)
Data della decisione
Esito del giudizio Accolto (Allowed)
Apri la fonte ufficiale Archivio Entscheidsuche Versione Markdown leggibile dalle macchine (.md)

Sintesi Legislator

Generato dall'IA

The case concerned an appeal against a decision regarding an insurance claim for damages sustained to a structure due to an industrial accident, where the insurer denied coverage based on a clause excluding damage caused by specific construction risks inherent to the insured activity. The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Regesto Legislator

Generato dall'IA

Insurance Claim Denial Over Industrial Accident Exclusion: The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Parole chiave

Generato dall'IA
assicuratore infortuni riserva d'assicurazione rischio assicurato politica industriale casi di esclusione politica edilizia
Generato dall'IA
A/2956/2007
Insurer's Denial of Property Damage Coverage Upheld
A/1480/2002
Insurance Coverage Dispute: Explosion Damage and Policy Exclusions
A/1002/2001
Insurance Benefits Appeal for Subsequent Injury Following Work Accident
A/2510/2015
Insurance Coverage Appeal for Work Accident Sequelae
A/40/2018
Insured Appeal of Denied Coverage for Work Accident Relapse

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Testo completo

A/610/2009

### [ATAS/1066/2009](/apps/decis/fr/atas/show/1963360) du 01.09.2009 ( AI ) , ADMIS

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