Art. 2 Ordinance on the Act on Building Insurance in the Canton of Graubünden (Ordinance on the Building Insurance Act, VOzGebVG) - Uninsured Perils in Natural Hazard Insurance

1. No Natural Element Damages are, in particular, damages attributable to

a) * Underground pressure, moisture impact, poor subsoil, permanent sliding, ground settlement, snow creep;

b) * Inadequately sized sewer lines, backflow in the sewer system inside and outside the building, pipe breakage inside and outside the building, water infiltration through roofs and enclosing walls, groundwater, backwater, frost damage, ice formation on roofs;

c) Artificial ground movements or other direct or indirect human influences, faulty workmanship or construction, unsuitable foundations, insufficient building maintenance, sliding of snow and ice from roofs without suitable retention devices.

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