Art. 42 Act on Building Insurance in the Canton of Graubünden (Building Insurance Act, GebVG) (Gebäudeversicherungsgesetz, GebVG) - Forfeiture and Reduction

1. Insured individuals who have intentionally caused a damaging event lose any right to compensation.

2. In cases of gross negligence, compensation may be reduced by up to one-third in proportion to the degree of fault.

3. Compensation may be refused or reduced if deliberately false information is provided in the damage report or during the claims adjustment process.

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