Art. 11 Act on Building Insurance in the Canton of Graubünden (Building Insurance Act, GebVG) (Gebäudeversicherungsgesetz, GebVG) - 2. Natural Hazard Insurance

1. The buildings are insured against damage caused by

a) Storm winds;

b) Hail;

c) High water and flooding;

d) Avalanches;

e) Snow pressure;

f) * Rockfall, landslide, subsidence, and torrents.

2. Damages not covered by insurance are

a) Those not resulting from an impact of extraordinary intensity or attributable to prolonged effects;

b) Those that were foreseeable and could have been prevented through timely and reasonable measures.

3. The government is authorized to designate damages resulting from prolonged effects as per Paragraph 2, Letter a, as insured if the generally accepted criteria for damage coverage are met and the damage event is reinsured.

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