Art. 3 Ordinance on the Reduction of Health Insurance Premiums (ORP) - Entitled Persons (Art. 12 KVGG)

1. Insured individuals and families are entitled to premium reduction if their annual assessable income does not exceed the following limits

a) 37,000 Swiss francs for single persons;

b) 43,400 Swiss francs for single persons with one or more dependent children;

c) 65,000 Swiss francs for married couples and registered partnerships.

2. These income limits are increased by 14,000 Swiss francs for each dependent child.

3. Dependent children are considered to be

a) Minors for whom there is an obligation of support;

b) Young adults in education (students or apprentices) for whom there is an obligation of support, up to the year in which they reach the age of 25;

c) Young adults who have not yet started or completed an appropriate vocational training and earn less than 18,000 Swiss francs within a twelve-month period, up to the year in which they reach the age of 25.

4. Dependent children can only be considered once in calculating the income limit of the mother or father, regardless of whether they live with one or both parents in a common household; the provision of Article 5 paragraph 6 applies, and in the case of a change in custody, Article 5 paragraph 5 remains reserved.

5. Upon written request, young adults between the ages of 18 and 25 can apply for an individual review of their dossier if they can prove that their parents no longer have an obligation of support towards them.

6. For young adults with completed vocational training who have already received a premium reduction with their parents and for whom there is generally no longer an obligation of support, the entitlement must still be calculated with the parents until the end of the current year. In the following year, they must submit their own application from January 1st according to Article 2.

7. Partners and children who are insured and reside abroad are not considered in determining the income limit.

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