281.1 SCHKGLPLEF

CH

Art. 8a Federal Act of April 11, 1889 on Debt Enforcement and Bankruptcy (DEBA)

LP; Titre premier: Dispositions générales; I. Organisation; E. Procès-verbaux et registres; 2. Droit de consultation

Open official source Full Act (404 Articles) Machine-readable Markdown (.md)

Art. 8a LP

Any person may inspect the records and registers of the debt enforcement offices and bankruptcy offices and may obtain excerpts therefrom, provided that they demonstrate a legitimate interest.

This interest is deemed to be legitimate in particular when the request for an excerpt is directly related to the conclusion or liquidation of a contract.

The offices shall not disclose to third parties: a. null debt enforcements and those annulled following a complaint or as a result of a judgment; b. debt enforcements for which the debtor has prevailed in the action for recovery of unjustified payments; c. debt enforcements withdrawn by the creditor; d. debt enforcements for which a request by the debtor is made after the expiration of a three-month period from the notification of the payment order, unless the creditor proves, within a 20-day period set by the debt enforcement office, that proceedings for the annulment of the objection (Art. 79 to 84) have been timely initiated; when proof is subsequently provided, or when the enforcement proceedings continue, the enforcement is again disclosed to third parties.

The right of consultation for third parties expires five years after the closure of the procedure. However, judicial and administrative authorities may still request an excerpt in the interest of a pending procedure before them.

← Art. 8 LP Federal Act of April 11, 1889 on Debt Enforcement and Bankruptcy (DEBA) Art. 9 LP →

Court Decisions Applying This Provision (343)

93/2010/18A · sh (Art. 8a Abs. 2 SchKG)

Debtor's Right to Free File Inspection in Retention Proceedings

This provision was interpreted as regulating the right to inspection for third parties, implying its inapplicability to involved parties regarding fees.

VWBES.2013.215 · so (Art. 8a SchKG)

Municipality's Public Naming of Tax Debtors Violates Tax Secrecy

Cited to show that inspection of debtor files requires demonstrable interest and that mere curiosity is insufficient, invalidating the municipality's argument.

ABS 2013 107 · be (Art. 8a Abs. 1 SchKG)

Debt Enforcement File Access Dispute

Cited as the legal basis for the right to inspect files and records, confirming the scope of the right to inspection rather than removal of original documents.

ABS 2008 42 · be (Art. 8a SchKG)

Creditor Access to Enforcement Records Based on Demonstrated Interest

The appeal was allowed based on the right to inspection as regulated in this article.

JAAC 68.153 (Art. 8a LP)

Landlord's Tenant Data Collection Requires Valid Consent

Used to establish the landlord's predominant interest in obtaining information on debt enforcement proceedings and deeds of default.

SCBES.2025.111 · so (Art. 8a Abs. 3 lit. a SchKG)

Creditor's Second Debt Enforcement Action Despite Unexpired First Action

Cited in the reasoning section regarding the non-disclosure of proceedings to third parties when the proceeding is null and void.

SCBES.2025.104 · so (Art. 8a Abs. 3 lit. a SchKG)

Debt Collection Retaliation Appeal Dismissed on Abuse of Right Standard

Cited as the procedural basis governing when collection offices must keep third parties informed about a debt enforcement proceeding (used in the context of declaring the appeal inadmissible).

SCBES.2025.94 · so (Art. 8a Abs. 3 lit. a SchKG)

Enforcement Validity Despite Alleged Abuse of Process

Cited as the rule determining when enforcement offices do not inform third parties of a debt enforcement action, applicable because the entry into force depends on the potential nullity (which involves this rule).

A/1661/2025 · ge (art. 8a al. 3 let. d LP)

Enforcement Office Refusal to Annotate Debt Upheld Despite Expired Payment Order

Cited as the relevant provision concerning the non-disclosure of the debt enforcement proceedings, although ultimately rejected on the merits.

ARMC.2025.74 · ne (Art. 8a LP)

Company Appeal of Bankruptcy Judgment Upheld Due to Insufficient Solvency Proof

Cited for the source of information on existing threats of bankruptcy (but is not cited in the dispositive orders 1-5).

A/2640/2025 · ge (art. 8a al. 3 let. a LP)

Debt Discharge Judgment Mandates Cessation of Enforcement Proceeding Disclosure

The court admitted the appeal and ordered the Office of Enforcement to stop disclosing the enforcement action because the condition set out in this provision was met by the prior judgment on the debt release action.

BA 2025 33 · zg (Art. 8a Abs. 3 lit. d SchKG)

Debt Enforcement Disclosure After Partial Payment

This provision governs the conditions under which the enforcement office must grant an application for non-disclosure of a debt enforcement action to third parties, and its application (or lack thereof) is central to the dismissed appeal.

BA 2025 36 · zg (Art. 8a Abs. 3 lit. d SchKG)

Debt Enforcement Disclosure Upon Objection Contestation

This provision governs the conditions under which an office must not disclose a debt collection to third parties, which is the subject of the appeal.

BA 2025 49 · zg (Art. 8a Abs. 3 lit. d SchKG)

Appeal Regarding Debt Enforcement Notification Timing

The appeal concerned the rejection of a request for non-disclosure of the enforcement proceeding based on this provision, which is the substantive matter decided upon (dismissal of the appeal means the original rejection stands).

PS250142 · zh (Art. 8a Abs. 3 lit. d SchKG)

Debtor's Debt Disclosure Objection Timely Despite One-Year Deadline

Cited as the legal basis for the applicant's request for non-disclosure of the debt enforcement proceeding to third parties.