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KKO 822/1995 KI-generiert

Supreme Court held that a payment plan allowing retention of home while paying over 6 years 3 months is valid.

Geschäftsnummer KKO 822/1995
Gericht / Behörde
Rechtsordnung Finnland (FI)
Entscheiddatum
Ausgang Gutgeheissen (Allowed)
Originalquelle öffnen Maschinenlesbares Markdown (.md)

Legislator-Zusammenfassung

KI-generiert

The Supreme Court upheld a payment plan where the debtor retained ownership of their apartment while paying over six years and three months. The debtor argued that the extended duration was excessive compared to standard debt repayment periods, while the creditor maintained the plan's validity under the relevant law. The court ruled that the specific circumstances justified the prolonged payment schedule without violating legal principles.

Legislator-Regeste

KI-generiert

VJL 30 § 3 mom; VJL 32 § 1 mom: A payment plan permitting the debtor to retain their residence while paying over a period exceeding six years and three months is legally permissible if justified by the specific circumstances of the case.

Schlagwörter

KI-generiert
payment plan validity mortgage retention extended repayment period debtor rights Supreme Court ruling Verwirkungsfrist Besitzesdauerabzug Wiederherstellung der versäumten Frist

Zitierte Gesetzesbestimmungen

KI-generiert
VJL 30 § 3 mom
VJL 32 § 1 mom

Zitierte Rechtsprechung

KI-generiert
KKO:1995:33
Supreme Court rules debt repayment plan cannot exceed minimum accrual even if debtor keeps home.
KI-generiert
kko-precedent_1995_33
Supreme Court rules debt repayment plan cannot exceed minimum accrual even if debtor keeps home.
ECLI:FI:KKO:2019:19
Supreme Court ruled debt repayment plan duration must match debtor's ability to pay when selling home.
kko-other_1995_4689
Supreme Court held that a confirmed payment plan duration cannot interrupt unemployment insurance assessment when the debtor's payment obligation was removed due to lack of funds.
kko-precedent_2014_16
Supreme Court rules partial debt discharge does not extend repayment plan for ordinary creditors to five years.
kko-precedent_2000_48
Supreme Court dismisses debt adjustment request when joint guarantor's unpaid portion remains after payment plan completion.

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Volltext

Kysymys siitä, voitiinko maksuohjelma, jonka mukaan velallinen säilytti omistusasuntonsa, velkojan vaatimuksesta määrätä kestämään yli 6 vuotta 3 kuukautta, missä ajasssa velallinen ohjelman mukaan sai suoritetuksi tavallisten velkojen vähimmäiskertymää vastaavan määrän.

Ks. KKO:1995:33

VJL 30 § 3 mom

VJL 32 § 1 mom