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KKO 5022/1995 KI-generiert

Supreme Court allows debt restructuring for a non-personally liable spouse owning a home used as security for a joint debt.

Geschäftsnummer KKO 5022/1995
Gericht / Behörde
Rechtsordnung Finnland (FI)
Entscheiddatum
Ausgang Gutgeheissen (Allowed)
Originalquelle öffnen Maschinenlesbares Markdown (.md)

Legislator-Zusammenfassung

KI-generiert

The Supreme Court granted the applicant's request for debt restructuring despite the applicant not being personally liable for the debt. The applicant and their spouse owned a house together and lived there, which served as security for the joint debt. The court ruled that the applicant could receive restructuring relief because the property was essential security for the obligation incurred jointly.

Legislator-Regeste

KI-generiert

Section 10 of the Debt Restructuring Act 1995; Section 10 of the Debt Restructuring Act 1995: A person who is not personally liable for a debt may be granted debt restructuring if they own a property with a spouse that serves as security for the joint debt.

Schlagwörter

KI-generiert
debt restructuring joint debt spousal liability property security non-personal liability Korkein oikeus Finland law Pfandausfall

Zitierte Gesetzesbestimmungen

KI-generiert
Section 10 of the Debt Restructuring Act 1995

Zitierte Rechtsprechung

KI-generiert
KKO:1995:201
Supreme Court allows debt restructuring for guarantor despite lack of personal liability due to insolvency.
KI-generiert
kko-precedent_1995_201
Supreme Court allows debt restructuring for guarantor despite lack of personal liability due to insolvency.
kko-other_1996_1219
Supreme Court dismisses debt arrangement application where debtor failed to prove insolvency under VJL 10 § 8.
kko-other_1997_1302
Creditor in debt restructuring must pay client's legal costs for opposing debt restructuring application.
kko-precedent_2014_52
Supreme Court allows debt restructuring despite debt accumulation barrier due to significant hardship and lack of fault.
kko-precedent_1997_184
Supreme Court allows bank claim against debtor in debt arrangement, ruling debt arrangement interrupts bill of exchange statute of limitations.

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Volltext

Velkajärjestelyn hakija ei ollut henkilökohtaisesti vastuussa velasta, mutta hänen yhdessä puolisonsa kanssa omistama omakotitalokiinteistö, jolla puolisot asuivat, oli vakuutena vieraasta velasta. Kysymys siitä, voitiinko hakijalle vakuusvastuun järjestelyn asemesta myöntää velkajärjestely.

Ks. KKO:1995:201