ATAS/1080/2004 · Insurance Coverage for Earth Movement Secondary to Excluded Surface Water Runoff (Cour de Justice (Cour civile))

Legislator-Zusammenfassung

KI-generiert

The dispute centered on whether an insurance policy covered damages resulting from the movement of subsurface conditions, specifically when the movement was a secondary effect of an excluded peril (surface water runoff). The court reasoned that the policy's exclusion for damage caused by the movement of earth or land, including surface water runoff, applied because the damage was directly caused by the earth movement, which was itself triggered by the excluded surface water runoff, thereby falling under the exclusion rather than an exception that might cover earth movement caused by a covered peril.

Legislator-Regeste

Amtlich

; LOI SUR LE CONTRAT D'ASSURANCE ; INDEMNITÉ JOURNALIÈRE ; PRESTATION D'ASSURANCE(EN GÉNÉRAL) ; COUVERTURE ; ASSURANCE PRIVÉE ; LIBRE PASSAGE(ASSURANCES) ; ASSURANCE COLLECTIVE ; ASSURANCE INDIVIDUELLE ; OBLIGATION DE RENSEIGNER

Schlagwörter

KI-generiert

Wasserschadenversicherung Wasserpolitik staatliche Elementarschadenversicherung Gewässerabstand Umweltrisiko Erdbebenwarnung

Zitierte Gesetzesbestimmungen

KI-generiert

Art. 66 al. 1 LTF

Cited in dispositive 89 regarding the distribution of costs between the parties.

Art. 64 LTF

Cited in dispositive 59 regarding the granting of legal aid.

KI-generiert

A/977/2007

Insurance Coverage Dispute: Earth Movement Exclusion vs. Ensuing Water Damage Loss

A/4365/2006

Earth Movement Exclusion in Insurance Coverage Dispute

A/1908/2004

Commercial Property Insurer Upheld in Denying Coverage for Water Damage Due to Earth Sinking Exclusion

A/4283/2005

Insurance Coverage for Surface Water Flood Damage

A/1917/2004

Insurance Coverage for Subterranean Structure Failure and Subsidence

Zentrale Rechtsfragen, extrahiert von Legislator

KI-generiert

Art. 66 al. 1 LTF

Cited in dispositive 89 regarding the distribution of costs between the parties.

Art. 64 LTF

Cited in dispositive 59 regarding the granting of legal aid.

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Insurance Coverage for Earth Movement Secondary to Excluded Surface Water Runoff

Legislator-Zusammenfassung

Legislator-Regeste

Schlagwörter

Zitierte Gesetzesbestimmungen

Verwandte Entscheide

Zentrale Rechtsfragen, extrahiert von Legislator

Fragen Sie sich, wie dieser Entscheid auf Ihren Fall anwendbar ist?

Volltext