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ATAS/1066/2009 • CJ GE ATAS/1066/2009 KI-generiert

Insurance Claim Denial Over Industrial Accident Exclusion

Geschäftsnummer ATAS/1066/2009
Gericht / Behörde
Rechtsordnung Schweiz · Kanton Genf (CH-GE)
Entscheiddatum
Ausgang Gutgeheissen (Allowed)
Originalquelle öffnen Entscheidsuche-Spiegel Maschinenlesbares Markdown (.md)

Legislator-Zusammenfassung

KI-generiert

The case concerned an appeal against a decision regarding an insurance claim for damages sustained to a structure due to an industrial accident, where the insurer denied coverage based on a clause excluding damage caused by specific construction risks inherent to the insured activity. The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Legislator-Regeste

KI-generiert

Insurance Claim Denial Over Industrial Accident Exclusion: The court upheld the decision to deny coverage, reasoning that the loss resulted directly from the specific, excluded risk—the dismantling and removal of the structure—which was an intrinsic part of the insured activity and explicitly excluded under the policy terms, despite the appellant's argument that the damage was accidental.

Schlagwörter

KI-generiert
Unfallversicherer Versicherungsvorbehalt versichertes Risiko Industriepolitik Fall des Ausschlusses Baupolitik
KI-generiert
A/2956/2007
Insurer's Denial of Property Damage Coverage Upheld
A/1480/2002
Insurance Coverage Dispute: Explosion Damage and Policy Exclusions
A/1002/2001
Insurance Benefits Appeal for Subsequent Injury Following Work Accident
A/2510/2015
Insurance Coverage Appeal for Work Accident Sequelae
A/40/2018
Insured Appeal of Denied Coverage for Work Accident Relapse

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Volltext

A/610/2009

### [ATAS/1066/2009](/apps/decis/fr/atas/show/1963360) du 01.09.2009 ( AI ) , ADMIS

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